Last reviewed: May 10, 2026. This Maryland guide is built from the Sircon/e-PAL Agent Licensing Requirements QuickGuide, the Sircon/e-PAL Prelicense Education Requirements QuickGuide, and state/provider updates noted below. Always verify the final rule with the state insurance department before enrolling, scheduling an exam, or submitting a license application.
Current update: Updated for Maryland: education/experience requirements repealed effective October 1, 2024 in the Sircon/e-PAL detailed quick guide note.
Quick Answer
Maryland does not currently require state-mandated insurance prelicensing education hours for resident producer candidates. Candidates still need to study, schedule the correct licensing exam, pass it, and complete the state application and background/fingerprint steps where required.
| Prelicensing education | No state-mandated prelicensing hours |
|---|---|
| Exam provider | Prometric |
| Criminal history report | Consent |
| Fingerprints | Verify with state DOI |
| Paper application | No, electronic only |
| Exam attempts | Candidates must wait 4 days after each attempt. No limit to number of attempts. |
Required Prelicensing Hours
No state-mandated insurance prelicensing education hours are required as of May 2026. Maryland education and experience requirements were repealed effective October 1, 2024; candidates should still prepare for the applicable exam and licensing workflow.
Study Method, Certificate, and Validity Rules
Allowed study method:
Not applicable for a current state-mandated prelicensing-hour requirement.
Certificate submission:
No prelicensing education certificate is required under the current no-hour requirement.
Certificate validity: Not applicable for current no-hour requirement.
Common exemption references:
Not applicable for the current no-hour requirement.
Licensing Workflow
The order matters because some states require education, fingerprints, background items, exam authorization, or an application step before another step can happen. For Maryland, the source workflow is:
- Schedule and pass license exam
- Submit license application and fees
How to Prepare for the Exam
No state-mandated prelicensing-hour requirement does not make the exam optional or easy. Candidates should still study state law, policy provisions, definitions, unfair trade practices, replacement rules, and line-specific concepts before scheduling the exam.
TSI National supports national insurance licensing workflows with courses, practice tests, video learning, and live class options. Start with the current course catalog here: TSI National insurance prelicensing courses.
State Verification Links
- Official state insurance department
- State license lookup / licensing page
- NIPR state requirements center
FAQ
Does Maryland require insurance prelicensing education?
Maryland does not currently require state-mandated insurance prelicensing education hours for resident producer candidates. Candidates still need to study, schedule the correct licensing exam, pass it, and complete the state application and background/fingerprint steps where required.
Who is the exam provider for Maryland?
The source quick guide lists Prometric. Confirm the current candidate handbook before choosing an exam date.
Should I study if Maryland has no required prelicensing hours?
Yes. No-hour states still test insurance terms, state law, products, ethics, and licensing rules. A prep course and practice tests can reduce wasted exam attempts.
Can a nonresident use this guide?
This page is written for resident licensing workflow planning. Nonresident applicants usually follow reciprocity rules through NIPR or the state portal, so verify the nonresident path before applying.
Compliance note: This page is a practical study and licensing workflow guide, not legal advice. State requirements can change; verify current rules with the state insurance department, NIPR, Sircon, Pearson VUE, PSI, or the applicable exam vendor before acting.