Insurance licensing and CE requirements
Insurance licensing rules by state
Pick a state to see whether a class is required, where to test, CE hours, renewal dates, and official links.
Start with a state
Search or choose a state to see the class, exam, and CE details people check first.
All states
Alabama
By renewal deadline
- Class
- No class hours required
- Exam
- University of AL
- CE
- 24 hrs, 3 ethics
Alaska
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Arizona
4-year license term
- Class
- No class hours required
- Exam
- PSI
- CE
- 48 hrs, 6 ethics
Arkansas
2-year renewal cycle
- Class
- 20/5 hrs
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
California
2-year renewal cycle
- Class
- 20/40 hrs + code/ethics
- Exam
- PSI
- CE
- 3 CE hrs
Colorado
Continuation cycle
- Class
- 50 hrs per line
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Connecticut
By renewal deadline
- Class
- 20/40 hrs
- Exam
- Pearson VUE
- CE
- 3 CE hrs
Delaware
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 3 CE hrs
Florida
2-year renewal cycle
- Class
- 30/40/60/200 hrs
- Exam
- Pearson VUE
- CE
- 20 hrs, 4 ethics
Georgia
2-year renewal cycle
- Class
- 20/40/8 hrs
- Exam
- Pearson VUE
- CE
- 20 hrs, 24 ethics
Hawaii
Renewal period
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs
Idaho
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Illinois
2-year renewal cycle
- Class
- 20/40 hrs
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Indiana
2-year renewal cycle
- Class
- 20/40 hrs
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Iowa
By renewal deadline
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 36 hrs, 3 ethics
Kansas
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 18 hrs, 3 ethics
Kentucky
2-year renewal cycle
- Class
- 20 hrs
- Exam
- State
- CE
- 24 hrs, 3 ethics
Louisiana
Renewal cycle
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
Maine
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Maryland
2-year renewal cycle
- Class
- No class hours required
- Exam
- Prometric
- CE
- 24 hrs, 3 ethics
Massachusetts
By renewal deadline
- Class
- No class hours required
- Exam
- Prometric
- CE
- 60 hrs, 3 ethics
Michigan
2-year renewal cycle
- Class
- 20/40 hrs
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
Minnesota
By renewal deadline
- Class
- 20 hrs
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
Mississippi
By renewal deadline
- Class
- Life-only no hours; 20/40 other
- Exam
- Pearson VUE
- CE
- 12 hrs, 3 ethics
Missouri
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 16 hrs, 3 ethics
Montana
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Nebraska
2-year renewal cycle
- Class
- No class hours required
- Exam
- PSI
- CE
- 21 CE hrs
Nevada
By renewal deadline
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 30 CE hrs
New Hampshire
By renewal deadline
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 CE hrs
New Jersey
2-year renewal cycle
- Class
- 20/40 hrs
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
New Mexico
By renewal deadline
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 CE hrs
New York
By renewal deadline
- Class
- 20/40/90 hrs
- Exam
- PSI
- CE
- 15 hrs, 1 ethics
North Carolina
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- North Carolina resident producers and adjusters generally plan around…
North Dakota
2-year renewal cycle
- Class
- No class hours required
- Exam
- PSI
- CE
- 3 CE hrs
Ohio
2-year renewal cycle
- Class
- 20 hrs
- Exam
- PSI
- CE
- Ohio resident agents holding Property, Casualty, Personal Lines…
Oklahoma
2-year renewal cycle
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 CE hrs
Oregon
2-year renewal cycle
- Class
- 20/40 hrs
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
Pennsylvania
2-year renewal cycle
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 hrs, 142 ethics
Rhode Island
By renewal deadline
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 21 ethics
South Carolina
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
South Dakota
2-year renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 10 CE hrs
Tennessee
Biennial renewal cycle
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Texas
2-year license period
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- 24 hrs, 3 ethics
Utah
Renewal cycle
- Class
- No class hours required
- Exam
- Prometric
- CE
- 24 hrs, 3 ethics
Vermont
By renewal deadline
- Class
- No class hours required
- Exam
- Prometric
- CE
- Vermont insurance continuing education rules should be verified before…
Virginia
Biennial renewal cycle
- Class
- No class hours required
- Exam
- Prometric
- CE
- 16/24 hrs, 3 ethics
Washington
By license expiration
- Class
- No class hours required
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
West Virginia
Biennial renewal cycle
- Class
- 20/40 hrs
- Exam
- Pearson VUE
- CE
- 16/24 hrs, 3 ethics
Wisconsin
Biennial license period
- Class
- 20 hrs incl WI law/ethics
- Exam
- PSI
- CE
- 24 hrs, 3 ethics
Wyoming
By renewal deadline
- Class
- No class hours required
- Exam
- Pearson VUE
- CE
- Wyoming insurance continuing education rules should be verified before…
Use these cards as a quick planning view. State insurance departments, exam vendors, NIPR, Sircon, SBS, and provider reporting systems can change workflows, so verify the full guide and official source links before scheduling an exam, buying CE, or filing a renewal. Course availability is line-specific: Course options appears only for a current published TSI route, while Course not currently offered is an explicit product hold. Directory structure and course routing were reviewed July 20, 2026; state facts still require ongoing primary-source verification.
Compare state insurance license course options
Use these state-specific pages to choose a Life/Health or Property/Casualty course and review the current exam, application, and fingerprint steps.
Download the 50-state planning index
Use the CSV as a machine-readable index of the licensing guide, continuing education guide, and current TSI course-options route for every state. It is a planning aid—not regulator approval or a substitute for the official state sources linked from each guide.
Download the 50-state CSV (50 states; reviewed July 20, 2026)
