Life, Health & Annuity Self-Study + Optional Live Exam Prep
Start with optional live exam prep for a fast overview of key insurance concepts, then continue through the online self-study course at your own pace.
Next South Dakota Life & Health optional live exam-prep dates
Choose an optional live exam-prep date if you want a fast guided start before completing the online self-study course.
10:00 AM - 6:30 PM Central Time
Select this date8:00 AM - 4:30 PM Central Time
Select this date8:00 AM - 4:30 PM Central Time
Select this date8:00 AM - 4:30 PM Central Time
Select this dateChoose one date above or in the calendar. Selecting the first day automatically includes the complete class.
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Pick an available live exam-prep date below. Book Class continues to secure checkout with the selected date attached.
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Inside your South Dakota Life & Health course
Use the online course to build your foundation, then bring the topics you want to review to your selected live online session.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Health Plans
Connect health coverage, benefits and cost-sharing concepts to the situations in your lessons. Review the explanation behind an answer before trying another question.
3. Life & Annuity
Connect policy roles, life insurance benefits and annuity concepts. Identify what the question is asking before comparing the answer choices.
4. State Regulation
Study the South Dakota material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Separate the policy roles
Morgan owns a life insurance policy covering Alex, and Casey is the beneficiary. Who is named to receive the death benefit?
Show answer and reasoning 1
Casey, the beneficiary. Morgan is the policyowner and Alex is the insured. Identify which role the question asks about before choosing an answer.
Apply the deductible before coinsurance
Assume $5,000 of covered, allowed health expenses, a $1,000 deductible still to be met, and an insurer that pays 80% afterward. No other cost-sharing or limit applies. What is the insurer’s share?
Show answer and reasoning 2
$5,000 − $1,000 = $4,000; 80% of $4,000 = $3,200. The member pays $1,800 in this example: the deductible plus $800 of coinsurance.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Choose a live online class dateCurrent course price: $174.95