Massachusetts insurance licensing
Start here: Choose the license lines needed, use optional independent study if helpful, take each matching in-person Pearson examination, and apply through the current Massachusetts resident path. The July 22, 2026 testing-vendor transition is already reflected here. Confirm final steps and fees with the official sources before acting.
Life & Health exam prep
Use optional independent online Self Study to prepare for the separate Life and Accident & Health, or Sickness, producer exams, then follow the current Massachusetts resident application path.
$114.95
Review the order before payment. No coupon is applied.
Property & Casualty exam prep
Use optional independent online Self Study to prepare for the separate Property and Casualty producer exams, then follow the current Massachusetts resident application path.
$114.95
Review the order before payment. No coupon is applied.
Current Massachusetts resident sequence
- Choose the individual lines needed. Life, Accident and Health, Property, and Casualty are separate producer examinations.
- Use optional independent Self Study if helpful. Current NIPR rules do not list a prelicensing-course requirement, but the Division controls the live requirements.
- Reserve each matching exam with Pearson. Exams are in person, the handbook requires at least 48 hours advance scheduling, each major-line producer exam is currently $37, and the scaled passing score is 70.
- After passing the required exam or exams, apply through NIPR for the lines sought. The current producer state fee is $225, excluding the NIPR transaction fee.
- Add the current $75 lead-paint surcharge when applying for Property, Casualty, or Personal Lines. Supporting documents may be requested, and insurer appointment is separate.
Current official sources
- Massachusetts Division of Insurance examinations and continuing education
- Pearson VUE Massachusetts insurance scheduling page
- June 2026 Pearson Massachusetts candidate handbook
- Massachusetts examination content outlines effective July 22, 2026
- Massachusetts individual and business entity licensing
- Division-published producer prelicensing guidance (use current DOI and Pearson pages for testing-vendor instructions)
- Massachusetts line-of-authority guidance
- NIPR Massachusetts resident-individual requirements
Training several Massachusetts candidates?
Use the written group-enrollment route for license line, headcount, timing, and delivery review. No class, charge, or enrollment is created until scope and terms are confirmed.
Massachusetts licensing FAQ
Who administers Massachusetts insurance exams now?
Pearson became the Massachusetts insurance licensing exam vendor on July 22, 2026. Candidates test in person at authorized Pearson test centers. Remote testing is not offered.
Are Life and Health one combined Massachusetts exam?
No. Massachusetts uses separate Life and Accident and Health, or Sickness, producer examinations. Applicants seeking both lines take both exams.
Are Property and Casualty one combined Massachusetts exam?
No. Massachusetts uses separate Property and Casualty producer examinations. Applicants seeking both lines take both exams.
What do the Massachusetts producer exams cost?
Pearson currently lists $37 for each Life, Accident and Health, Property, and Casualty producer exam. Each reservation and retake requires its own fee.
How many questions are on each major-line producer exam?
Each current outline contains 50 scored general-knowledge questions plus 5 unscored pretest questions and 30 scored Massachusetts-specific questions plus 5 unscored pretest questions: 80 scored questions plus 10 unscored pretest questions per exam.
What score is required?
The current Pearson handbook lists a scaled passing score of 70. It is not 70 percent, a raw score, or a fixed number correct.
How early should an exam be scheduled?
The June 2026 handbook says reservations must be made at least 48 hours in advance and walk-ins are unavailable. Confirm appointment availability and the exact test center when scheduling.
What happens after a failed exam?
Register again with Pearson and pay another exam fee. The current handbook does not state a separate ordinary-producer waiting period, but appointment availability and eligibility still apply.
Is a prelicensing course required?
Current NIPR resident-producer requirements do not list a prelicensing course. Massachusetts law permits the commissioner to require one, so confirm the current line-specific rules. TSI is optional independent preparation and is not state-required or state-endorsed education.
What is the current resident producer application fee?
NIPR currently lists a $225 Insurance Producer state fee, excluding its transaction fee. Property, Casualty, or Personal Lines applications also carry a $75 lead-paint surcharge.
Does every resident applicant need fingerprints?
The current NIPR resident-producer rules do not list a universal fingerprint requirement. The Division may request supporting documents while reviewing an application.
Is TSI promising an exam pass or license?
No. Purchase provides optional study access only. TSI does not guarantee study completion, exam passage, application approval, appointment, or license issuance.
Course boundary: Each listed $114.95 purchase provides 70 days of optional independent online Self Study access for the selected line pair. Pearson examinations, state/NIPR application, surcharges, appointments, and license costs are separate. TSI does not claim Massachusetts Division of Insurance, Pearson VUE, or NIPR approval, recommendation, or endorsement and does not guarantee study completion, exam passage, application approval, appointment, or license issuance.
Official-source facts reviewed July 24, 2026.