Rhode Island insurance licensing
Start here: Choose the license lines needed, use optional independent study if helpful, take each applicable Pearson VUE producer examination, allow results to reach NIPR, obtain the certified Rhode Island background check, and submit the resident producer application. Confirm current requirements and fees with the official sources before acting.
Life & Health exam prep
Use optional independent online Self Study to prepare for the separate 01 Life Producer and 02 Accident & Health Producer examinations, then follow the current Rhode Island resident application path.
$114.95
Review the order before payment. No coupon is applied.
Property & Casualty exam prep
Use optional independent online Self Study to prepare for the separate 03 Property Producer and 04 Casualty Producer examinations, then follow the current Rhode Island resident application path.
$114.95
Review the order before payment. No coupon is applied.
Current Rhode Island resident sequence
- Choose Life & Health, Property & Casualty, or both based on the authority needed.
- Use optional independent Self Study if helpful. Rhode Island does not require or approve prelicensing education.
- Schedule each applicable Pearson VUE producer exam at least 24 hours before the desired date. The current handbook identifies separate Life, Accident & Health, Property, and Casualty exams.
- Each major-line exam allows 1 hour 15 minutes for General knowledge plus 45 minutes for Rhode Island law. The current test-center table lists $80 per exam and says two exams scheduled back to back are buy-one-get-one-free.
- The passing score is a scaled 70. Give at least 48 hours notice to change or cancel, and wait 24 hours before making a retake reservation.
- After passing the required exams, allow 3 to 5 business days for results to reach NIPR. Apply within one year.
- Current NIPR requirements list a $120 resident Insurance Producer state fee, excluding NIPR transaction fees, and require a certified background check for all Rhode Island residents.
- The Rhode Island Attorney General currently lists the state BCI at $5. A resident producer who sells, solicits, or negotiates insurance must maintain errors-and-omissions coverage.
- Application approval, any required appointment, and license issuance remain separate from the course, exams, background check, and application.
Current official sources
- Rhode Island DBR insurance-professionals and Pearson exam information
- Rhode Island DBR first-time resident licensing FAQ
- Current Pearson VUE Rhode Island Insurance page
- Current Rhode Island candidate handbook
- Current Rhode Island examination content outlines
- NIPR Rhode Island resident licensing requirements
- Rhode Island Attorney General background-check instructions
Training several Rhode Island candidates?
Use the written Team Licensing route for license line, headcount, timing, and delivery review. No class, charge, or enrollment is created until scope and terms are confirmed.
Rhode Island licensing FAQ
Does Rhode Island require prelicensing education for a first-time resident producer?
No. Rhode Island does not require or approve prelicensing education. TSI Self Study is optional independent exam preparation, not required education, completion credit, or an official study manual.
Which exams apply to Life and Health?
A candidate seeking both major lines takes separate 01 Life Producer and 02 Accident & Health Producer examinations. Each exam allows 1 hour 15 minutes for General knowledge plus 45 minutes for Rhode Island law.
Which exams apply to Property and Casualty?
A first-time P&C candidate must register for separate 03 Property Producer and 04 Casualty Producer examinations. Each exam allows 1 hour 15 minutes for General knowledge plus 45 minutes for Rhode Island law.
What are the current examination fees?
The current Pearson VUE test-center table lists $80 per major-line exam and says two exams scheduled back to back are buy-one-get-one-free. Confirm the current session price when scheduling.
How many questions are on the Life and Health exams?
Life and Accident & Health each list 50 scoreable plus 5 pretest General questions and 30 scoreable plus 5 pretest Rhode Island questions.
How many questions are on the Property and Casualty exams?
Property lists 50 scoreable plus 5 pretest General and 26 scoreable plus 6 pretest Rhode Island questions. Casualty lists 50 plus 5 General and 32 plus 6 Rhode Island questions.
What score is required?
Rhode Island uses a scaled passing score of 70. It is not the raw number or percentage of questions answered correctly.
What are the scheduling, cancellation, and retake clocks?
Reserve at least 24 hours before the desired examination date. Give Pearson VUE at least 48 hours notice to change or cancel without forfeiting the fee, and wait 24 hours before making a retake reservation.
When do I apply after passing?
Allow 3 to 5 business days for results to reach NIPR, then apply within one year. Current NIPR requirements list a $120 resident Insurance Producer state fee, excluding NIPR transaction fees.
What background and insurance requirements apply?
All Rhode Island residents must provide a certified background check. The Attorney General currently lists the state BCI at $5. Resident producers who sell, solicit, or negotiate insurance must maintain errors-and-omissions coverage, but evidence is not filed with the Department.
Does a course purchase guarantee a pass or license?
No. Study completion, exam passage, background review, application approval, any required appointment, and license issuance are separate and are not guaranteed.
Course boundary: Each listed $114.95 purchase provides 70 days of optional independent online Self Study access for the selected line pair. Pearson VUE examinations, the $120 state fee, NIPR transaction fees, the $5 state BCI, E&O coverage, any required appointment, and the license are separate. Rhode Island does not require or approve prelicensing education. TSI does not claim Rhode Island DBR, Pearson VUE, NIPR, or the Attorney General approves, recommends, or endorses TSI and does not guarantee study completion, exam passage, background review, application approval, appointment, or license issuance.
Official-source facts reviewed July 26, 2026.