Minnesota insurance licensing
Minnesota Insurance License Requirements and Exam Steps (2026)
Minnesota has a firm order of operations for the major insurance producer lines. Complete approved prelicense education first, then take the exam, then finish fingerprints and the Sircon license application.
Minnesota at a glance
Short answers first. Open a detail only when you need the source-backed nuance.
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20 hours of Minnesota Department of Commerce-approved insurance prelicense education per line of authority before sitting for the exam.
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Life, Accident/Health, Property, Casualty, and Personal Lines.
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If the exam is taken before applicable prelicense education is completed, the exam fee is forfeited and the result does not count, even if the candidate passes.
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PSI administers Minnesota insurance exams.
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Exam results are valid for 3 years from the exam date.
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Resident producer applicants must submit fingerprints for a criminal-history record check.
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Submit the producer license application online through Sircon.
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A producer can obtain a license before appointment, but appointment is required to transact business in Minnesota.
Application sequence
- Select the Minnesota line or lines of authority you need.
- Complete 20 hours of approved prelicense education per line.
- Confirm the provider has electronically certified completion.
- Pass the PSI exam for the line.
- Submit fingerprints for the required background check.
- Submit the resident producer application online through Sircon.
- Confirm appointment status before transacting insurance business.
Common mistakes to avoid
- Taking the exam before the education requirement is complete.
- Assuming one 20-hour course covers multiple lines.
- Forgetting fingerprints after passing the exam.
- Confusing license issuance with authority to transact before appointment.
Course planning note
Use TSI National’s course finder to match Minnesota prelicense education to the line you plan to test for: browse insurance licensing courses.
Official sources used
- Minnesota Department of Commerce – Resident Producers
- Minnesota Department of Commerce – Education for Licensees
This page is an educational summary, not legal advice. Always confirm current Minnesota Department of Commerce, PSI, and Sircon requirements before applying.