Maryland Life & Health Exam Prep Course
Self-study prep for Maryland Life, Health & Annuity. Videos, notes, flash cards, practice tests, and regulation.
Learn with TSI National
Inside your Maryland Life & Health course
Work through the online course at your own pace. Use the lessons and practice to decide what to review next.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Health Plans
Connect health coverage, benefits and cost-sharing concepts to the situations in your lessons. Review the explanation behind an answer before trying another question.
3. Life & Annuity
Connect policy roles, life insurance benefits and annuity concepts. Identify what the question is asking before comparing the answer choices.
4. State Regulation
Study the Maryland material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Separate the policy roles
Morgan owns a life insurance policy covering Alex, and Casey is the beneficiary. Who is named to receive the death benefit?
Show answer and reasoning 1
Casey, the beneficiary. Morgan is the policyowner and Alex is the insured. Identify which role the question asks about before choosing an answer.
Apply the deductible before coinsurance
Assume $5,000 of covered, allowed health expenses, a $1,000 deductible still to be met, and an insurer that pays 80% afterward. No other cost-sharing or limit applies. What is the insurer’s share?
Show answer and reasoning 2
$5,000 − $1,000 = $4,000; 80% of $4,000 = $3,200. The member pays $1,800 in this example: the deductible plus $800 of coinsurance.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Start Maryland Life & Health self-studyCurrent course price: $114.95
Optional Maryland Life & Health preparation for the Prometric exam.
Clear study tools for the Maryland Life, Health & Annuity exam, organized so students can move from lessons to review to practice.
Life and health modules
Life, health, and annuity topics organized around the state exam outline.
Maryland regulation
State regulation chapter included so Maryland-specific exam material is covered.
Chapter videos
More than 13 hours of video instruction paired with the course material.
Book and slides
A 220 pages online book plus PowerPoints for structured review.
Cliff notes
Typed and highlighted notes to make review sessions easier to manage.
Practice tools
Unlimited practice tests, flash cards, and other tools for repeated review.
Start online. Study on your schedule.
This is the self-study option for students who want optional self-paced preparation for the Maryland Life and Accident and Health or Sickness producer exam. It is video based and does not require a live class schedule.
Optional Maryland Life & Health exam preparation
Maryland no longer requires an approved prelicensing program before the Life and Accident and Health or Sickness producer exam. This online Self Study product is optional independent preparation, not required or state-endorsed education.
1. Prepare for Prometric exam 2030
The combined Life and Accident and Health or Sickness Producer exam is code 2030. The current Prometric-linked outline lists 130 scored questions plus 10 unscored questions and a 150-minute time limit.
2. Choose test-center or remote delivery
Prometric currently offers Maryland insurance exams at test centers and through remote proctoring. The licensing bulletin lists a $62 fee. Confirm the current delivery, equipment, identification, and fee rules when scheduling.
3. Use the current retake rule
If you do not pass, Maryland requires a four-day wait before retaking the same exam. Prometric displays the result at the end and emails a score report.
4. Apply after passing
Submit the resident producer application through NIPR after the exam. Maryland and NIPR currently list a $54 state fee per application, excluding the NIPR transaction fee.
Annuity authority boundary: Prometric exam 2030 covers Life and Accident and Health or Sickness. Maryland treats Variable Life and Variable Annuity as a separate authority with additional Life-license, FINRA-exam, SIE, and active-registration requirements.
Hiring or training a Maryland team?
TSI supports recurring agency, carrier, and recruiting cohorts. Tracked larger-group classes have had first-attempt pass rates around 80% where complete outcome reporting is available; results vary by state, license line, and cohort, and this is not a Maryland- or Life and Health-specific result.
Build a group licensing plan or email Support@TSINational.com.
Current official Maryland sources
- Maryland Bulletin 24-19 repealing producer prelicensing education requirements effective October 1, 2024
- Maryland producer exam, application, fee, and processing guidance
- Current Prometric Maryland insurance program and scheduling page
- Prometric Maryland licensing information bulletin effective October 1, 2024
- Prometric Life and Accident and Health or Sickness Producer Combo exam 2030 outline
- Current NIPR Maryland resident-individual requirements and fees
Course boundary: Purchase provides 70 days of optional independent online Self Study exam preparation, including Maryland regulation, videos, notes, study material, flash cards, and unlimited practice tests. It does not include Prometric registration or exam fees, Maryland or NIPR application fees, an insurer appointment, or a license. TSI does not claim Maryland, Prometric, or NIPR approval, recommendation, or endorsement and does not guarantee study completion, exam passage, application approval, appointment, or license issuance.
Maryland licensing FAQ
Does Maryland require an approved prelicensing course for Life and Accident and Health or Sickness?
No. Maryland repealed the education and experience prerequisites for producer applicants who must pass an exam effective October 1, 2024. This TSI product is optional independent exam preparation.
Which Maryland L&H producer exam should I schedule?
Prometric lists the combined Life and Accident and Health or Sickness Producer exam as code 2030.
How many questions and how much time does exam 2030 allow?
The Prometric outline linked from the current Maryland program page lists 130 scored questions plus 10 unscored questions and a 2.5-hour time limit.
What does the Maryland L&H exam cost?
The current Prometric Maryland licensing bulletin lists a $62 exam fee for code 2030. Confirm the current amount when scheduling.
Can I take the Maryland producer exam remotely?
Prometric currently offers both test-center and remotely proctored Maryland insurance exams. Check the current equipment, room, identification, and scheduling rules before selecting remote delivery.
How soon may I retake a failed Maryland exam?
The current Maryland licensing bulletin requires a four-day wait before retaking the same exam.
What happens after I pass the exam?
Apply through NIPR after passing. Prometric reports results immediately, and the Maryland Insurance Administration says complete applications are generally verified in one to seven business days and finally processed in seven to ten business days.
What is the Maryland producer application fee?
Maryland and NIPR currently list a $54 state fee per insurance-producer application, excluding NIPR transaction fees.
Does exam 2030 create separate Variable Life and Variable Annuity authority?
No. Maryland treats Variable Life and Variable Annuity as a separate authority. The state currently requires the underlying Life license, the listed FINRA examinations and SIE, and active FINRA registration.
What does TSI's roughly 80% first-attempt pass-rate figure mean?
It describes tracked larger-group classes where complete outcome reporting is available. Results vary by state, license line, and cohort; it is not a Maryland- or Life and Health-specific result or a guarantee.
Does this product guarantee an exam pass or Maryland license?
No. Study completion, exam passage, application acceptance, appointment, and license issuance are separate and are not guaranteed.
Official-source facts reviewed July 22, 2026. Confirm changing fees, scheduling, delivery, identification, exam, application, and appointment requirements with Maryland, Prometric, and NIPR before acting.
Questions about TSI access or course materials? Email Support@TSINational.com.
Best for self-study buyers
- You want the lowest-cost Maryland Life & Health course option.
- You can study without a live instructor schedule.
- You want videos, notes, book content, flash cards, and tests.
- You want online access for 70 days.
Consider a virtual class if
- You need scheduled live instruction.
- You want more structure than self-study provides.
- You prefer a classroom rhythm before taking the exam.
- You want to ask instructor questions during class.
Quick answers before checkout.
Know what is included, how access works, and whether self-study is the right format before enrolling.
How long do I get access?
Access is provided for 70 full days from the date of purchase.
Is this a live class?
No. This product is the self-study version. It is video based and does not include a live instructor.
What is included?
Learning modules, Maryland regulation, chapter videos, online book, PowerPoints, cliff notes, unlimited practice tests, flash cards, and additional study tools.
Who is this course for?
Students preparing for the Maryland Life, Health & Annuity insurance license exam who want an online self-study course.
Planning to earn both licenses?
Prepare for P&C + L&H together
Life, Health & Annuity Agent Licensing - MD (Self Study) $114.95
Property & Casualty Agent Licensing - MD (Self Study) $114.95
Both courses: $229.90
Optional. Choose both only if you plan to take both MD licensing exams. Each remains a separate self-study course.