Mississippi 40 Hour Pre-Licensing Life, Accident and Health Exam Prep
$114.95
Mississippi course 29806: approved 40-credit combined Life, Accident and Health online self-study access for 70 days under provider 15038507.
Current rule: Mississippi exempts Life applicants from the former 20-hour Life education requirement; Accident and Health remains subject to the state education rule. Exam and application fees are separate. No exam pass or license is guaranteed.
Mississippi Life, Accident & Health course and license path
Current education-rule correction: Mississippi says House Bill 819 exempted Life applicants from the former 20-hour Life prelicensing requirement effective July 1, 2024, and that the exemption affects Life only. The Department still lists 20 hours for Accident and Health. TSI course 29806 remains a Mississippi-approved 40-credit combined Life, Accident and Health self-study course; its 40-credit approval should not be confused with a current 40-hour legal minimum for the combined applicant.
1. Choose the education that fits your lines
For Accident and Health, use a Mississippi-approved course and complete the required education. Life applicants should follow the Department's newer Life exemption notice. This product supplies the approved combined course 29806 under provider 15038507, with 70 days of online self-study access.
2. Reserve the correct Pearson VUE exam
The combined Life, Accident and Health or Sickness Producer exam is InsMS-LAH05: OnVUE eligible, 150 minutes, and currently $50. Separate Life and Accident and Health exams are also OnVUE eligible, 120 minutes each, and currently $50 each.
3. Meet the examination standard
Pearson VUE's current handbook states a 65% passing score for the Life-only, Accident and Health or Sickness-only, and combined Life, Accident and Health or Sickness producer examinations. Exam registration, identification, delivery, and retake rules belong to Pearson VUE and may change.
4. Apply for state approval
Apply electronically through Sircon or NIPR. NIPR says applicants must be at least 18 and an exam is required before Mississippi approves the request. The current producer application fee is $100; NIPR lists an additional $1 online session fee.
Current official Mississippi sources
- Mississippi licensing examinations and the July 1, 2024 Life education exemption
- Mississippi approved education and Accident and Health hour guidance
- Pearson VUE Mississippi insurance exam program
- Current Pearson VUE candidate handbook and exam table
- Mississippi licensing forms and producer fees
- Current NIPR Mississippi resident requirements and application fees
- Mississippi Sircon course, transcript, and application services
Course boundary: Purchase provides 70 days of access to TSI's approved combined self-study course. It does not include Pearson VUE examination fees, the Mississippi license application, NIPR or Sircon transaction fees, an appointment, or a license. Approval is not a state recommendation or endorsement, and TSI does not guarantee course completion, exam passage, application approval, appointment, or license issuance.
Mississippi licensing FAQ
Does Mississippi still require 40 hours of education for a combined Life, Accident and Health applicant?
The Mississippi Insurance Department says House Bill 819 exempted Life applicants from the former 20-hour Life prelicensing requirement effective July 1, 2024, and that the change affects Life only. The Department still lists 20 hours for Accident and Health. TSI course 29806 remains an approved 40-credit combined course, but 40 hours should not be described as the current legal minimum for the combined license path.
What is included in TSI Mississippi course 29806?
This $114.95 online self-study product provides 70 days of access to the approved combined Life, Accident and Health course, including course material, chapter review checks, a closed-book final exam, the required course affidavit workflow, and a completion certificate after the course requirements are met.
Can I take one combined Mississippi Life, Accident and Health exam?
Yes. Pearson VUE lists the combined Life, Accident and Health or Sickness Producer exam as code InsMS-LAH05. It is available at a test center or through OnVUE, with 150 minutes of seat time and a current $50 exam fee.
Are separate Life and Accident and Health exams also available?
Yes. Pearson VUE lists separate Life and Accident and Health or Sickness exams. Each currently has 120 minutes of seat time, is available through OnVUE, and has a $50 exam fee.
What score is required to pass the Mississippi Life and Health exams?
The current Pearson VUE candidate handbook states that the Life-only, Accident and Health or Sickness-only, and combined Life, Accident and Health or Sickness producer examinations each require a 65 percent passing score.
How do I apply after the exam?
Current state and NIPR instructions allow an individual resident application through Sircon or NIPR. NIPR says an exam is required before Mississippi approves the request, applicants must be at least 18, the insurance producer application fee is $100, and its online application session adds $1.
Does the $114.95 course price include Pearson VUE or state application fees?
No. The purchase price is for TSI course access only. Pearson VUE examination fees, the Mississippi application fee, NIPR or Sircon transaction charges, and any other government or vendor costs are separate and can change.
Does course approval guarantee an exam pass or a Mississippi license?
No. Course approval is not a recommendation or endorsement. Course completion, examination passage, application review, and license issuance are separate steps and are not guaranteed.
Official-source facts reviewed July 20, 2026. The Pearson VUE handbook still displays the pre-House Bill 819 Life education table, so this page follows the Mississippi Insurance Department's newer Life exemption notice for the education rule and uses the handbook only for current exam logistics.
Learn with TSI National
Inside your Mississippi Life & Health course
Work through the online course at your own pace. Use the lessons and practice to decide what to review next.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Health Plans
Connect health coverage, benefits and cost-sharing concepts to the situations in your lessons. Review the explanation behind an answer before trying another question.
3. Life & Annuity
Connect policy roles, life insurance benefits and annuity concepts. Identify what the question is asking before comparing the answer choices.
4. State Regulation
Study the Mississippi material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Separate the policy roles
Morgan owns a life insurance policy covering Alex, and Casey is the beneficiary. Who is named to receive the death benefit?
Show answer and reasoning 1
Casey, the beneficiary. Morgan is the policyowner and Alex is the insured. Identify which role the question asks about before choosing an answer.
Apply the deductible before coinsurance
Assume $5,000 of covered, allowed health expenses, a $1,000 deductible still to be met, and an insurer that pays 80% afterward. No other cost-sharing or limit applies. What is the insurer’s share?
Show answer and reasoning 2
$5,000 − $1,000 = $4,000; 80% of $4,000 = $3,200. The member pays $1,800 in this example: the deductible plus $800 of coinsurance.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests (Unlimited) section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam, Affidavit, and Certificate and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Start Mississippi Life & Health self-studyCurrent course price: $114.95