North Carolina P&C Self Study Exam Prep
Self-study prep for North Carolina Property & Casualty. Videos, notes, flash cards, practice tests, and regulation.
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Inside your North Carolina Property & Casualty course
Work through the online course at your own pace. Use the lessons and practice to decide what to review next.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Personal Insurance
Work through the personal insurance material and distinguish the property, people and coverage involved in each example.
3. Business Insurance
Build on the earlier insurance concepts with business coverage. Identify the insured interest, loss and coverage terms before choosing an answer.
4. State Regulation
Study the North Carolina material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Work through a property deductible
Assume $4,500 of covered property damage, a $500 deductible and a sufficient policy limit. No depreciation or other adjustment applies. What is the insurer’s payment?
Show answer and reasoning 1
$4,500 − $500 = $4,000. Start with the covered amount, apply the stated deductible and then consider any relevant limit.
Separate property and liability questions
One question describes covered damage to the policyholder’s own building. Another describes a claim that the policyholder caused injury to someone else. Which concepts should you consider?
Show answer and reasoning 2
The first raises a property-coverage question; the second raises a liability-coverage question. Identify who suffered the loss and whose responsibility is being considered, then read the policy terms in the example.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests (Unlimited) section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Start North Carolina Property & Casualty self-studyCurrent course price: $114.95
Study tools for a first-time P&C exam candidate.
Clear study tools for the North Carolina Property & Casualty exam, organized so students can move from lessons to review to practice.
Learning modules
Property and casualty topics for home, auto, business, and related exam areas.
North Carolina regulation
State regulation chapter included so North Carolina-specific exam material is covered.
Chapter videos
More than 13 hours of video instruction paired with the course material.
Book and slides
A 220 pages online book plus PowerPoints for structured review.
Cliff notes
Typed and highlighted notes to make review sessions easier to manage.
Practice tools
Unlimited practice tests, flash cards, and other tools for repeated review.
Start online. Study on your schedule.
This is the self-study option for students who want a direct, affordable path through the North Carolina Property and Casualty exam material. It is video based and does not require a live class schedule.
North Carolina P&C exam and license path
North Carolina no longer requires pre-licensing education for Property or Casualty. The state exams remain required. This online Self Study product is optional exam preparation, not the exams, application, fingerprint process, insurer appointment, or license.
1. Apply through NIPR first
Submit the resident application through NIPR before scheduling. The application is valid for six months, and Pearson VUE sends the authorization email needed to test.
2. Take separate exams
The current guide lists Property exam 04 and Casualty exam 05. Each currently allows 1 hour, 15 minutes and lists a $45 fee per attempt. Verify current fees and appointments with Pearson VUE.
3. Complete fingerprints and documents
Initial resident Insurance Producer applicants generally follow the electronic fingerprint instructions sent after applying and upload the required signed forms through the NIPR Attachment Warehouse.
4. Wait for review and issuance
Pearson VUE transmits passing results to NIPR for the pending application. Passing the exams does not itself issue a license; the complete application remains subject to review.
Current official North Carolina sources
- North Carolina insurance licensing candidate guide
- Pearson VUE North Carolina examination page
- NIPR North Carolina resident licensing requirements
- July 2026 NCDOI/Pearson classroom-provider reference and prelicensing notice
Course boundary: Purchase provides 70 days of independent online self-study access. It is not a mandatory prelicensing course and is not represented as the separately listed classroom course. TSI does not guarantee exam passage, application approval, appointment, or license issuance.
North Carolina licensing FAQ
Does North Carolina still require pre-licensing education for Property and Casualty?
No. Current North Carolina provider guidance says the pre-licensing course requirement ended October 1, 2025. Applicants still must pass the required state exams.
Is there one combined North Carolina P&C exam?
No. The current candidate guide lists separate Property and Casualty examinations.
Do I apply before or after the exams?
Submit the resident application through NIPR first. Pearson VUE then sends the authorization email required before scheduling an exam.
Are fingerprints required?
Initial resident Insurance Producer applicants generally must follow the electronic fingerprint instructions sent after the NIPR application.
Does this course guarantee passage or a license?
No. This is independent optional exam preparation. Exam passage and license issuance are not guaranteed.
Official-source facts reviewed July 19, 2026. Confirm current fees, appointments, and application rules with NIPR, Pearson VUE, and the North Carolina Department of Insurance.
Best for self-study buyers
- You want the lowest-cost North Carolina P&C course option.
- You can study without a live instructor schedule.
- You want videos, notes, book content, flash cards, and tests.
- You want online access for 70 days.
Consider a virtual class if
- You need scheduled live instruction.
- You want more structure than self-study provides.
- You prefer a classroom rhythm before taking the exam.
- You want to ask instructor questions during class.
Quick answers before checkout.
Know what is included, how access works, and whether self-study is the right format before enrolling.
How long do I get access?
Access is provided for 70 full days from the date of purchase.
Is this a live class?
No. This product is the self-study version. It is video based and does not include a live instructor.
What is included?
Learning modules, North Carolina regulation, chapter videos, online book, PowerPoints, cliff notes, unlimited practice tests, flash cards, and additional study tools.
Who is this course for?
Students preparing for the North Carolina Property & Casualty insurance license exam who want an online self-study course.
Planning to earn both licenses?
Prepare for P&C + L&H together
Property & Casualty Agent Licensing - NC (Self Study) $114.95
Life, Health & Annuity Agent Licensing - NC (Self Study) $114.95
Both courses: $229.90
Optional. Choose both only if you plan to take both NC licensing exams. Each remains a separate self-study course.