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Inside your Maryland Property & Casualty course
Use the online course to build your foundation, then bring the topics you want to review to your selected live online session.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Personal Insurance
Work through the personal insurance material and distinguish the property, people and coverage involved in each example.
3. Business Insurance
Build on the earlier insurance concepts with business coverage. Identify the insured interest, loss and coverage terms before choosing an answer.
4. State Regulation
Study the Maryland material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Work through a property deductible
Assume $4,500 of covered property damage, a $500 deductible and a sufficient policy limit. No depreciation or other adjustment applies. What is the insurer’s payment?
Show answer and reasoning 1
$4,500 − $500 = $4,000. Start with the covered amount, apply the stated deductible and then consider any relevant limit.
Separate property and liability questions
One question describes covered damage to the policyholder’s own building. Another describes a claim that the policyholder caused injury to someone else. Which concepts should you consider?
Show answer and reasoning 2
The first raises a property-coverage question; the second raises a liability-coverage question. Identify who suffered the loss and whose responsibility is being considered, then read the policy terms in the example.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests (Unlimited) section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Choose a live online class dateCurrent course price: $174.95