North Carolina insurance licensing
Start here: Choose the license lines needed, complete the resident application through NIPR, wait for Pearson VUE authorization, use optional independent study if helpful, and take each required line-specific examination before the six-month eligibility period ends. Confirm current requirements and fees with the official sources before acting.
Life & Health exam prep
Use optional independent online Self Study to prepare for the separate Life Agent and Accident and Health or Sickness Agent exams, then follow the current North Carolina resident application path.
$114.95
Review the order before payment. No coupon is applied.
Property & Casualty exam prep
Use optional independent online Self Study to prepare for the separate Property Agent and Casualty Agent exams, then follow the current North Carolina resident application path.
$114.95
Review the order before payment. No coupon is applied.
Current North Carolina resident sequence
- Choose Life & Health, Property & Casualty, or both based on the authority needed.
- Use optional independent Self Study if helpful. North Carolina has not required a prelicensing course for these major lines since October 1, 2025, but the state examinations remain required.
- Apply through NIPR first and wait for the Pearson VUE email containing the NPN and examination authorization required to schedule.
- Take each required line-specific Pearson VUE exam. Life, Accident and Health, Property, and Casualty are separate exams currently listed at $45 and 1 hour 15 minutes each.
- Pass the required exams before the six-month application eligibility end date. Pearson VUE transmits results to NIPR to match the pending application.
- Complete the required electronic fingerprint and supporting-document steps, then wait for licensing review and issuance before acting as a producer.
Current official sources
- North Carolina insurance licensing candidate handbook
- Pearson VUE North Carolina insurance examinations
- July 2026 NCDOI/Pearson prelicensing notice and provider reference
- North Carolina producer and adjuster licensing
- NIPR North Carolina resident-individual requirements
Training several North Carolina candidates?
Use the written Team Licensing route for license line, headcount, timing, and delivery review. No class, charge, or enrollment is created until scope and terms are confirmed.
North Carolina licensing FAQ
Does North Carolina require prelicensing education for these major lines?
No. Current July 2026 NCDOI and Pearson guidance says Life, Accident and Health, Property, and Casualty applicants have not been required to complete a prelicensing course since October 1, 2025. The state examinations remain required.
Are Life and Accident and Health one combined exam?
No. Pearson VUE lists separate Life Agent and Accident and Health or Sickness Agent examinations. Each currently costs $45 and allows 1 hour 15 minutes.
Are Property and Casualty one combined exam?
No. Pearson VUE lists separate Property Agent and Casualty Agent examinations. Each currently costs $45 and allows 1 hour 15 minutes.
How many questions are on the major-line exams?
The current content outlines list 55 scored questions plus up to 5 unscored pretest questions for each Life, Accident and Health, Property, and Casualty examination.
What comes before exam scheduling?
Complete the resident application through NIPR and pay the associated fees. Pearson VUE then emails the NPN and examination authorization needed to schedule.
How long is the application and exam-eligibility window?
The candidate handbook says the application and eligibility period lasts six months. The applicable exam must be passed before the authorization end date.
What happens after I pass?
Pearson VUE transmits the result to NIPR to match the pending application. Fingerprints and any required supporting documents must also be received before licensing review can finish.
What is the resident Insurance Producer fee?
NIPR currently lists an $82 state fee per Insurance Producer application plus $50 per line of authority. NIPR transaction fees are separate; confirm the live total before submitting.
Does a course purchase guarantee a pass or license?
No. Study completion, exam passage, fingerprints, application review, appointment, and license issuance are separate and are not guaranteed.
Course boundary: Each listed $114.95 purchase provides 70 days of optional independent online Self Study access for the selected line pair. Pearson VUE examinations, state/NIPR application, fingerprints, appointments, and license costs are separate. TSI does not claim North Carolina Department of Insurance, Pearson VUE, or NIPR approval, recommendation, or endorsement and does not guarantee study completion, exam passage, application approval, appointment, or license issuance.
Official-source facts reviewed July 26, 2026.