Florida Insurance CE Renewal Requirements and Checklist

Florida insurance CE and renewal

Florida Insurance CE Renewal Requirements and Checklist

Florida CE is organized by license type and course authority. The practical renewal check is to confirm the exact license class in MyProfile, then take the Law and Ethics update for that class plus the required electives.

Florida at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Common major-lines requirement4 L&E + 20 elective

Details

Florida lists Life, Health, Life and Health, General Lines, and Personal Lines as 4 hours of license-specific Law and Ethics update plus 20 elective credits.

Six-year reduction4 L&E + 16 elective

Details

Florida says a person licensed for 6 or more years is eligible for a reduction to 16 elective credits due per compliance period.

DeadlineLast birth-month day

Details

Florida says CE starts when licensed, provides a full 24 months, is due on the last day of the birth month, and repeats every two years.

System of recordMyProfile CE Status

Details

Florida directs licensees to log into MyProfile and click CE Status to check their requirement and status.

Provider reporting21 days

Details

Florida says providers have 21 days after course completion to submit CE credit to the Department.

Duplicate coursesNo credit in 2 yrs

Details

Florida says a licensee cannot repeat the same course within two years and receive CE credit.

Missed deadlineNotice about 45 days

Details

Florida says a preliminary non-compliance notice and settlement stipulation appear in MyProfile approximately 45 days after the compliance period ends.

Renewal checklist

  1. Log into MyProfile and confirm the current CE cycle, due date, license type, and remaining credits.
  2. Choose the correct 4-hour Law and Ethics update authority for the license held.
  3. Complete the required electives, applying the 6-year reduction only if MyProfile/DFS shows it applies.
  4. Avoid duplicate courses inside the two-year no-credit window.
  5. Finish early and verify MyProfile updates, since providers have 21 days to report credits.

Common mistakes to avoid

  • Taking the wrong 4-hour Law and Ethics authority for the license class.
  • Waiting until the birth-month deadline even though provider reporting can take 21 days.
  • Assuming a duplicate course will count because the title or provider changed.
  • Ignoring MyProfile notices; unresolved non-compliance can affect appointments.

Course planning note

Use this page to understand the Florida workflow, then confirm the exact license line and course fit before enrolling. Browse available TSI National options at TSINational.com course results.

Official sources used

This page is an educational planning guide, not legal advice. Florida can change license and CE rules, so always verify your current requirements with the official regulator, NIPR, Sircon, SBS, or licensing transcript before a filing deadline.