When is the Georgia CE deadline?

The deadline is the last day of the licensee's birth month every other year.

How many CE hours are required for Georgia agents?

Most resident licensees need 24 hours per biennial period, including 3 hours of ethics. Agents with over 20 years of service will see a reduction to 20 hours starting in 2026.

Can I carry over ethics hours to the next period?

No. While general hours can be carried over up to 50% of the requirement, ethics hours must be completed within the specific renewal period they are intended to satisfy.

What is the Annuity Best Interest training requirement?

Producers licensed after August 1, 2023, who sell annuities in Georgia must complete a one-time 4-hour Annuity Best Interest course under Rule 120-2-94.

Georgia insurance CE and renewal

Georgia Insurance CE Renewal Requirements and Checklist

Georgia resident CE is due biennially by the last day of the licensee birth month. The key planning issue is whether the licensee is under the standard requirement, the 20-year service reduction, or a special license/designation category.

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Georgia at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Standard resident requirement24 hrs / 3 ethics

Details

Georgia resident licensees with less than 20 years of service complete 24 CE hours, including 3 ethics hours.

20+ years of service20 hrs / 3 ethics

Details

Beginning in 2026, Georgia automatically gives licensees with more than 20 years of service a 4-hour reduction, leaving 20 hours including 3 ethics.

DeadlineBirth-month last day

Details

Georgia says CE must be completed biennially on or before the last day of the licensee birth month.

Renewal window90 days before expiration

Details

NIPR lists Georgia renewal as opening 90 days before expiration, with expiration biennially on the last day of the birth month.

TranscriptCheck Sircon

Details

Georgia uses Sircon to show the CE compliance summary, required hours, applied hours, remaining hours, status, completed courses, and carry-forward courses.

CarryoverUp to 50%

Details

Georgia allows excess CE to carry forward up to 50% of the biennial CE requirement, but carryover cannot satisfy the next ethics requirement.

Designations12 hrs / 3 ethics

Details

Georgia lists several approved professional designations that reduce the requirement to 12 hours, including 3 ethics, when proof is submitted.

Renewal checklist

Open the Sircon CE transcript and confirm the renewal period end date, required hours, applied hours, and remaining hours.
Confirm whether the standard, 20-year, professional-designation, or special-license rule applies.
Complete the required ethics hours every renewal period even if carryover or reductions apply.
Finish CE on or before the last day of the birth month and then follow the Georgia renewal flow.
If using a professional designation or requesting a reduction/exemption, submit proof before the CE filing date.

Common mistakes to avoid

Assuming the 20-year reduction removes the 3-hour ethics requirement.
Repeating the same CE course within the same reporting period and expecting duplicate credit.
Using carryover hours to satisfy ethics; Georgia says ethics must be taken each renewal period.
Relying on designation credit without submitting proof to the office.

Course planning note

Use this page to understand the Georgia workflow, then confirm the exact license line and course fit before enrolling. Browse available TSI National options at TSINational.com course results.

Official sources used

This page is an educational planning guide, not legal advice. Georgia can change license and CE rules, so always verify your current requirements with the official regulator, NIPR, Sircon, SBS, or licensing transcript before a filing deadline.