New Jersey insurance CE and renewal
New Jersey Insurance CE Renewal Requirements and Checklist
New Jersey producer renewal is much easier when CE is finished and visible before renewal. This page replaces the old fallback article with a practical CE checklist.
New Jersey at a glance
Short answers first. Open a detail only when you need the source-backed nuance.
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NJDOBI states that resident individual licensees must complete 24 continuing education credits.
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At least 3 of the 24 credits must be in an approved ethics course.
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Producer licenses renew biennially, tied to the last day of the producer's birth month for individual licensees.
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NJDOBI contracts with PSI to track CE credit balances. Producers can check their transcript through PSI's CE site.
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NIPR verifies CE compliance before allowing renewal submission.
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NIPR lists limited-lines-only producer licenses as not required to fulfill CE requirements.
Lines that NIPR lists as CE-required
- Life
- Accident and Health or Sickness
- Property
- Casualty
- Variable Life and Variable Annuity
- Personal Lines
- Title
- Surplus Lines
Renewal checklist
- Check your New Jersey renewal date and PSI CE transcript early.
- Complete 24 CE credits if you hold a CE-required line.
- Make sure at least 3 credits are approved ethics credits.
- Confirm PSI shows compliance before attempting NIPR renewal.
- Renew online through NIPR during the renewal window.
- Save course-completion and renewal confirmations.
Late-renewal and timing notes
- Grace period: NIPR notes New Jersey allows a 30-day grace period to renew without a late fee after expiration.
- Late renewal: NIPR lists late-renewal timing from 31 days after expiration through one year past expiration.
- Fees: NIPR lists a $150 renewal fee and $250 late-renewal fee for major-line producer combinations, and $75 renewal / $125 late renewal for limited-line producer combinations.
- Flood: NJDOBI’s producer regulation notice identifies one-time 3-hour flood training for producers selling flood coverage.
Course planning
TSI National can help you plan CE, but NJDOBI, PSI, and NIPR control CE approval, transcript status, and renewal submission. Start with the PSI transcript, then choose approved courses that close the exact total and ethics gap. You can review training options on the TSI National course results page.
Official sources used
- NJDOBI: Insurance licensing and education
- NJDOBI: Significant producer regulation changes
- NIPR: New Jersey resident renewal requirements
- PSI: Continuing education transcript and credit lookup
This guide is a practical checklist, not legal advice. Always verify current requirements with NJDOBI, PSI, NIPR, and your compliance team before renewal.

