How many CE hours are required for a New Mexico producer?

Resident producers and adjusters must complete 24 total CE credit hours: 21 general hours and 3 ethics hours.

When can I submit my renewal application after completing CE?

You must wait 24 hours after your provider reports your hours as banked before submitting your renewal application through NIPR.

What happens if I renew without completing CE on time?

You will face a $50 penalty, be required to undergo a new background check, and incur additional late renewal penalties.

Can I request a CE exemption in New Mexico?

Yes, you can request an exemption under NMAC 13.4.7.2.B by emailing Agents.Licensing@osi.nm.gov with your name, NPN, and the reason for the request.

New Mexico insurance CE and renewal

New Mexico Insurance CE Renewal Requirements and Checklist

New Mexico CE should be managed from the transcript backward. Finish early, confirm provider reporting, then file renewal only after the credits are banked.

Find CE courses License guide All states

New Mexico at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Standard total24 CE credit

Details

Before renewing a resident producer or adjuster license, excluding limited lines, New Mexico requires 24 CE credit hours.

General and ethics split24 ethics hrs

Details

The 24-credit total is 21 general credits and 3 ethics credits.

TranscriptCheck transcript

Details

Residents can check reported CE through SBS. Only credits shown in the transcript's credit-hours column count toward the total.

Provider reportingPass exam first

Details

New Mexico says providers have up to 10 days to report completed hours. Once banked, the licensee must wait 24 hours before submitting renewal.

TimingReview detail

Details

OSI strongly encourages completing required hours at least 90 days before expiration.

Late CE consequenceNoncompliance risk

Details

Failure to complete CE on time can trigger a $50 penalty before renewal processing, a new background check, and additional late renewal penalties.

Specialty training

Flood: 3 credit hours.
Long-term care: 8 initial credit hours and 4 credits each compliance period.
Escrow: 3 credit hours each compliance period.
Stop loss: 8 credit hours.
Annuity suitability: 4 credit hours before the product can be transacted.

Renewal checklist

Check your license expiration date and SBS CE transcript.
Complete 24 credits if required: 21 general and 3 ethics.
Finish specialty training if you sell flood, LTC, escrow, stop loss, or annuity products.
Allow the provider’s reporting window, then confirm credits are banked in SBS.
Wait 24 hours after banked credits before submitting the NIPR renewal application.
Save course certificates and renewal confirmations.

Course planning

TSI National can help you plan CE, but New Mexico OSI, SBS, and NIPR control CE credit, transcript posting, and renewal approval. Start with your SBS transcript, then choose courses that close the exact general, ethics, and specialty gaps. You can review training options on the TSI National course results page.

Official sources used

This guide is a practical checklist, not legal advice. Always verify current requirements with New Mexico OSI, SBS, NIPR, and your compliance team before renewal.