New York Insurance CE Renewal Requirements and Checklist

New York insurance CE and renewal

New York Insurance CE Renewal Requirements and Checklist

New York CE is not just a 15-credit count. DFS also requires specific subject areas, and flood rules apply to property/casualty and NFIP sellers.

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New York at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Standard CE total15 CE credits

Details

DFS states that 15 CE credits are required to renew or relicense certain insurance licenses.

When CE startsReview detail

Details

DFS says CE is required once the license has been in effect for more than 2 years and for every later renewal or relicensing.

Credit periodReview detail

Details

Credits must be accumulated during the licensing period that begins with the license effective date.

Required topics1 hr + ethics

Details

DFS renewal instructions require at least 1 hour of insurance law, 1 hour of ethics and professionalism, and 1 hour of diversity, inclusion, and elimination of bias.

Flood1 hr

Details

Property/casualty licensees need at least 1 hour of flood insurance instruction, and NFIP flood sellers need at least 3 hours of enhanced flood insurance instruction.

Renewal checklist

  1. Check your New York license expiration date and CE status.
  2. Complete 15 DFS-approved CE credits during the licensing period when required.
  3. Make sure the 15 credits include insurance law, ethics and professionalism, and diversity/inclusion/elimination of bias.
  4. If you hold property/casualty authority, include the required flood instruction.
  5. If you sell flood through the NFIP, include enhanced flood training.
  6. Confirm credits are posted before renewal or relicensing.
  7. Save course-completion and renewal confirmations.

What to watch

  • Do not treat all 15 credits as generic: required-topic credits matter.
  • Flood rules can stack: property/casualty authority and NFIP activity can create specific flood-training needs.
  • Use the licensing period: credits need to be earned in the correct period, not simply before the renewal button is clicked.

Course planning

TSI National can help you plan CE, but DFS controls CE approval and renewal rules. Start with the DFS topic requirements, then choose courses that close the law, ethics, diversity, flood, and total-credit gaps. You can review training options on the TSI National course results page.

Official sources used

This guide is a practical checklist, not legal advice. Always verify current requirements with New York DFS, NIPR, and your compliance team before renewal.