North Dakota Insurance CE Renewal Requirements and Checklist

North Dakota insurance license renewal North Dakota Insuranc

North Dakota insurance CE and renewal

North Dakota Insurance CE Renewal Requirements and Checklist

North Dakota renewal has two separate requirements: CE compliance and the renewal application/fee. Both must be handled before the expiration date.

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North Dakota at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Standard CE24 hrs / 3 ethics

Details

North Dakota resident producers with major lines or crop hail complete 24 approved CE credits per biennial period, including 3 ethics.

Renewal deadlineLast birth month day

Details

Every individual producer renews biennially by the last day of the producer birth month.

Renewal window90-day window

Details

The renewal application can be completed within 90 days of license expiration.

Reporting lag15 days

Details

Providers have 15 days from course completion to file credits; courses taken less than 15 days before expiration may not credit in time.

TranscriptUse SBS/NPN

Details

Use your NPN with providers; North Dakota uses the NPN as the license number, and CE transcript review is available through SBS.

No grace periodNo grace period

Details

If not renewed before expiration, the license and appointments cancel and the producer must reapply with the initial application and fee.

Carryover12 max / no ethics

Details

Carryover is limited to qualifying courses within 365 days before expiration, capped at 12 hours, and ethics cannot carry over.

Limited linesNo CE, renew

Details

Credit, surety, travel/baggage, title, bail bonds, and legal expense lines have no CE but the license still renews every two years.

Renewal checklist

  1. Check expiration date and start renewal inside the 90-day window.
  2. Complete 24 credits with 3 ethics if a CE-required line is held.
  3. Give providers the correct NPN so credits post to the right record.
  4. Finish at least 15 days before expiration so providers can file credits.
  5. Confirm CE in SBS before relying on NIPR.
  6. Renew before expiration; there is no grace period.

Common mistakes to avoid

  • Taking CE inside the final 15 days and expecting it to post in time.
  • Using the wrong number with providers instead of the NPN/license number.
  • Assuming a no-CE limited line means no renewal is required.
  • Relying on ethics carryover; ethics cannot carry over.

Common mistakes to avoid

  • Taking CE inside the final 15 days and expecting it to post in time.
  • Using the wrong number with providers instead of the NPN/license number.
  • Assuming a no-CE limited line means no renewal is required.
  • Relying on ethics carryover; ethics cannot carry over.

What to watch

  • CE alone is not renewal: the renewal application and fee are separate.
  • No grace period: missing the expiration date cancels the license and appointments.
  • NPN matters: incorrect producer identifiers can delay CE posting.

Course planning

TSI National can help you plan CE, but the North Dakota Insurance Department controls CE compliance and renewal approval. Start with your CE record and expiration date, then choose courses that close the total and ethics gaps. You can review training options on the TSI National course results page.

Official sources used

This guide is a practical checklist, not legal advice. Always verify current requirements with the state insurance department, NIPR, transcript system, and your compliance team before renewal.