Pennsylvania Insurance CE Renewal Requirements and Checklist

Pennsylvania insurance CE and renewal

Pennsylvania Insurance CE Renewal Requirements and Checklist

Pennsylvania resident producers should plan CE around a two-year license cycle. The total is 24 credits, and current Act 142 guidance adds mandatory topic checks inside that total.

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Pennsylvania at a glance

Short answers first. Open a detail only when you need the source-backed nuance.

Standard totalReview detail

Details

Licensed insurance producers must complete at least 24 continuing education credits during the two-year licensing cycle.

ConsequenceNoncompliance risk

Details

The Pennsylvania Insurance Department states that failure to complete the minimum requirement results in voluntary termination of the license.

Ethics142 ethics hrs

Details

Sircon's Pennsylvania producer portal says Act 142 requires 3 hours of ethics CE as part of the 24-hour CE requirement.

Flood topic2 hrs

Details

Sircon says resident producers holding property and allied lines, casualty and allied lines, or personal lines must complete 2 hours of flood CE as part of the 24-hour requirement.

Transcript toolCheck transcript

Details

Pennsylvania points individual licensees to Sircon for CE transcripts and approved course listings.

License cycleBirth-month cycle

Details

Pennsylvania lists producer licenses on a two-year term, with individual resident terms based on the licensee's birth month.

Renewal checklist

  1. Confirm your Pennsylvania license expiration and birth-month cycle.
  2. Check your Sircon CE transcript before buying courses.
  3. Complete at least 24 CE credits during the two-year cycle.
  4. Include 3 ethics hours.
  5. If you hold property, casualty, or personal lines authority, include 2 flood CE hours.
  6. Confirm credits are posted before renewal.
  7. Save completion certificates, transcript screenshots, and renewal receipts.

What to watch

  • Old rules changed: Pennsylvania removed the pre-exam education requirement, but CE still matters for renewal.
  • Topic mix matters: do not treat 24 generic credits as safe if ethics or flood rules apply.
  • Transcript status controls confidence: use Sircon to confirm posted credit, not just course completion emails.
  • Waivers are limited: PID says CE waivers are generally limited to military service or well-documented extenuating circumstances.

Course planning

TSI National can help you plan CE, but the Pennsylvania Insurance Department and its CE systems control compliance status. Start with your transcript, identify required topics, then select courses that close the exact gaps. You can review training options on the TSI National course results page.

Official sources used

This guide is a practical checklist, not legal advice. Always verify current requirements with the Pennsylvania Insurance Department, Sircon, NIPR, and your compliance team before renewal.