Illinois Health-Only Prelicensing Course
Start your Health-only online course, then complete the required live webinar instruction. This approved Combination course includes both online self-study and live instruction.
Approval 6000219694
Illinois Accident and Health Prelicensing Course - Online Self-Study with Live Webinar
Study Health topics
Health insurance, policy provisions, disability income, medical plans, group coverage, social insurance, and Illinois regulation, with lessons and chapter quizzes.
Complete the webinar
Attend the required live Health instruction, then submit the signed attendance and course-completion affidavit. Shared Life & Health sessions may cover both lines; your course and certificate cover Accident & Health only.
Earn your certificate
Pass the chapter quizzes and Health-only final examination with 70% or higher after completing the instruction and affidavit. Download your Illinois course-completion certificate from your course.
Your Illinois licensing steps
- Complete this approved 20-hour Combination course and download your certificate.
- Register for both the Accident & Health General and State exams through Pearson VUE. Bring proof of prelicensing completion to the test center.
- After passing both exam parts, follow Illinois DOI's license application instructions.
Illinois DOI licensing requirements · Pearson VUE Illinois exams
Course purchase includes TSI instruction and study access. State examination and licensing fees are separate.
Learn with TSI National
Inside your Illinois Health Only course
Work through the online course at your own pace. Use the lessons and practice to decide what to review next.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Health Insurance
Connect health coverage, benefits and cost-sharing concepts to the situations in your lessons. Review the explanation behind an answer before trying another question.
3. State Regulation
Study the Illinois material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Try two course study examples
Choose an answer before opening the explanation. These original examples demonstrate insurance concepts; they are not state examination questions.
Calculate the insured’s share
Assume a $2,000 covered bill, a $500 deductible still to be met, and 20% insured coinsurance after the deductible. No other copay, limit or adjustment applies. What does the insured pay?
Show answer and reasoning 1
$500 + 20% of $1,500 = $800. The insurer’s share is $1,200. Apply the deductible first, then calculate coinsurance on the remaining covered amount.
Distinguish a premium from a deductible
A question names both a monthly health premium and a deductible that applies to covered expenses. Should you subtract the monthly premium when calculating the example claim payment?
Show answer and reasoning 2
No. The premium is the cost of maintaining coverage. The deductible is part of the covered-expense calculation under the stated policy terms. Keep the two concepts separate.
Examples use simplified assumptions. Actual policy terms and loss facts determine real coverage and payments.
Turn practice into a review plan
After working through the topics, use your course’s Practice Tests section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final Exam and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Start Illinois Health Only self-studyCurrent course price: $114.95