Texas Life, Health & Annuity Exam Prep Course
Self-study prep for Texas Life, Health & Annuity. Videos, notes, flash cards, practice tests, and regulation.
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Inside your Texas Life & Health course
Work through the online course at your own pace. Use the lessons and practice to decide what to review next.
1. Definitions
Build the insurance vocabulary first. Keep a short review list so unfamiliar terms do not distract you from the coverage or benefit being tested.
2. Health Plans
Connect health coverage, benefits and cost-sharing concepts to the situations in your lessons. Review the explanation behind an answer before trying another question.
3. Life & Annuity
Connect policy roles, life insurance benefits and annuity concepts. Identify what the question is asking before comparing the answer choices.
4. State Regulation
Study the Texas material alongside the general insurance concepts. Keep a separate list of state-specific topics to revisit during practice review.
Turn practice into a review plan
After working through the topics, use your course’s Practice section to identify weak areas. Return to the relevant lesson and explain why the answer fits. Follow the instructions in Final and any other completion steps shown in your course.
Reinforce your review with the course reference and printable study cards available in your course.
Start Texas Life & Health self-studyCurrent course price: $114.95
Texas Life, Health & Annuity exam-prep tools for first-time candidates.
Clear study tools for the Texas Life, Health & Annuity exam, organized so students can move from lessons to review to practice.
Life and health modules
Life, health, and annuity topics organized around the state exam outline.
Texas regulation
State regulation chapter included so Texas-specific exam material is covered.
Chapter videos
More than 13 hours of video instruction paired with the course material.
Book and slides
A 220 pages online book plus PowerPoints for structured review.
Cliff notes
Typed and highlighted notes to make review sessions easier to manage.
Practice tools
Unlimited practice tests, flash cards, and other tools for repeated review.
Preview the student course area.
See the course dashboard before enrolling. The public demo includes a P&C sample course; Life & Health course topics are listed above.
Open the public course demo instructionsTry a topic before you enroll
Life & Health sample: level vs. decreasing term
Term life insurance covers a specified period. Two policies can last for the same number of years while their death benefits behave differently. A level term policy keeps the death benefit level during its term. A decreasing term policy reduces that benefit according to the policy schedule.
Work through an example. Policy A has a $250,000 death benefit throughout its 20-year term. Policy B starts at $250,000 and reduces its death benefit each year. Which policy illustrates decreasing term?
Show the answer and reasoning
Policy B. The clue is the changing death benefit. Both policies are temporary coverage; the length of the term does not tell you whether the benefit is level or decreasing. Check what changes in the question before choosing an answer.
Original practice example based on the term-policy concepts in TSI's Life & Health course and quick reference. It is not a state exam question or a recommendation to buy a particular insurance policy.
How the course builds on this topic
- Build the vocabulary: insurance definitions, risk and contract concepts.
- Study health plans: health provisions, disability, major medical, group and social insurance.
- Work through life and annuities: life insurance basics, policy types, provisions, annuities and retirement.
- Review regulation and practice: study the assigned regulatory material, use practice tests and revisit topics you miss.
A practical study rhythm: complete one topic, try the related practice, and review the explanation before moving on. Set your pace within the 70-day access period; a suggested sequence is not a promised completion time.
Try 10 explained Life & Health practice questions and a study plan
Start online. Study on your schedule.
This is the self-study option for students who want optional self-paced preparation for the Texas General Lines Life, Accident and Health exam. It is video based and does not require a live class schedule.
Optional Texas General Lines Life & Health exam preparation
TDI currently lists the regular resident path as exam, fingerprint process, and license application. It does not list a mandatory prelicensing-education step. This online Self Study product is optional independent preparation, not required or state-endorsed education.
1. Prepare for exam InsTX-LAH05
Pearson VUE currently lists the English General Lines - Life, Accident and Health examination as InsTX-LAH05. The test-center table lists 150 minutes and a $49 fee.
2. Use the current outline
The current outline includes Life, Accident and Health general knowledge plus Texas statutes and rules: 130 scoreable questions and 15 pretest questions across both sections.
3. Begin the fingerprint process
Use TDI's initial-application and fingerprint portal for the current service code and instructions. Most regular resident applicants must complete a fingerprint background check unless a listed exception applies.
4. Apply after passing
For the regular resident path, pass the exam before applying through Sircon or NIPR. TDI currently lists a $50 application fee and a one-year deadline after passing.
Training a Texas agency or recruiting team?
TSI can scope recurring Life & Health preparation for five or more learners, with written format, timing, support, and pricing confirmation before any charge.
Build a group licensing plan or email Support@TSINational.com.
Current official Texas sources
- TDI General Lines Life, Accident, Health and HMO exam, fingerprint, and application steps
- Pearson VUE Texas insurance exam scheduling and program page
- Current Pearson VUE Texas candidate handbook, exam table, and content outline
- Sircon Texas license application portal
Course boundary: Purchase provides 70 days of optional independent online Self Study exam preparation, including videos, notes, study material, flash cards, and practice tests. It does not include the Pearson VUE examination, fingerprinting, the TDI application fee, transaction charges, insurer appointment, or a license. TSI does not claim TDI or Pearson VUE approval, recommendation, or endorsement and does not guarantee study completion, exam passage, background approval, appointment, or license issuance.
Texas Life & Health licensing FAQ
Does the regular Texas General Lines Life, Accident and Health resident path require a prelicensing course?
TDI currently lists the regular resident steps as taking the exam, beginning the fingerprint process, and applying for the license. It does not list a mandatory prelicensing-education step. This TSI product is optional independent exam preparation.
Which Texas exam matches the General Lines Life, Accident and Health license?
Pearson VUE currently lists General Lines - Life, Accident and Health in English as exam InsTX-LAH05. Confirm the exam title and code when scheduling.
How long is the Texas General Lines L&H exam and what is the current test-center fee?
The current Pearson VUE Texas handbook lists exam InsTX-LAH05 at 150 minutes and $49 at a test center. Confirm current fees and delivery rules when reserving the exam.
What does the current exam outline cover?
The current handbook lists 100 scoreable plus 10 pretest general-knowledge questions and 30 scoreable plus 5 pretest Texas-specific questions for the Life and Health outline.
When should I begin the fingerprint process?
TDI directs applicants to begin through its online initial-application and fingerprint portal to receive the service code and instructions. Follow the current TDI sequence and exemption rules.
When do I submit the resident license application?
For the regular resident route, pass the state exam first, complete the fingerprint process, and then apply online through Sircon or NIPR within one year of passing.
What is the current Texas resident application fee?
TDI currently lists a $50 application fee. Examination, fingerprint, and transaction charges are separate.
Are there exam or fingerprint exceptions?
Yes. TDI lists limited exceptions, including certain reciprocal nonresident and designation situations and some applicants with fingerprints already on file. Confirm whether an exception applies directly with TDI.
Does this course include the Pearson VUE exam, fingerprints, or license application?
No. Purchase provides TSI online study access only. Pearson VUE testing, fingerprints, application fees, insurer appointments, and license issuance are separate.
Does this course guarantee an exam pass or Texas license?
No. Study completion, exam passage, background review, application approval, appointment, and license issuance are separate and are not guaranteed.
Official-source facts reviewed July 23, 2026. Confirm changing exam, fee, fingerprint, application, and licensing requirements with TDI and Pearson VUE before acting.
Questions about TSI access or course materials? Email Support@TSINational.com.
Best for self-study buyers
- You want the lowest-cost Texas Life & Health course option.
- You can study without a live instructor schedule.
- You want videos, notes, book content, flash cards, and tests.
- You want online access for 70 days.
Consider a virtual class if
- You need scheduled live instruction.
- You want more structure than self-study provides.
- You prefer a classroom rhythm before taking the exam.
- You want to ask instructor questions during class.
Quick answers before checkout.
Know what is included, how access works, and whether self-study is the right format before enrolling.
How long do I get access?
Access is provided for 70 full days from the date of purchase.
Is this a live class?
No. This product is the self-study version. It is video based and does not include a live instructor.
What is included?
Learning modules, Texas regulation, chapter videos, online book, PowerPoints, cliff notes, unlimited practice tests, flash cards, and additional study tools.
Who is this course for?
Students preparing for the Texas Life, Health & Annuity insurance license exam who want an online self-study course.
Is an approved prelicensing course required for this Texas license?
For a regular Texas resident General Lines license, TDI currently lists the steps as passing the state exam, completing the fingerprint background check, and applying for the license. This is a TSI exam-preparation course for that exam, not the state exam or license application. Review the current TDI steps.
Most buyers wait and come back later
Add your first Texas renewal CE now for $69.95.
The All Access package includes 24+ approved Texas Continuing Education hours online, so your renewal credits are ready after you pass the licensing exam.
Optional. Not required to finish today's licensing checkout. Buying the included CE topics separately would total $249.60.
View detailsPlanning to earn both licenses?
Prepare for P&C + L&H together
Life, Health & Annuity Agent Licensing - TX (Self Study) $114.95
Property & Casualty Agent Licensing - TX (Self Study) $114.95
Both courses: $229.90
Optional. Choose both only if you plan to take both TX licensing exams. Each remains a separate self-study course.
Training a team?
Get group licensing pricing
Buying for an agency, recruiting team, or call center? Explore online courses or a group class for 5 or more learners.
Buying for yourself? Continue with the regular course purchase. No coupon or automatic discount is applied.