Insurance Licensing and CE Requirements by State

Insurance licensing and CE requirements

Find your state's licensing and CE rules.

Search by state to see licensing steps, exam details, and CE requirements. Open a guide when you need the checklist and official links.

50state guides
100licensing and CE pages
Jun. 15, 2026last reviewed





Choose a state

Search or use the dropdown to see the key licensing, exam, and CE facts.

PrelicenseCourse rules
ExamTest vendor
CEHours and ethics

State requirement cards

50 states shown

No states match that search. Try a state name, abbreviation, exam vendor, or CE hour value.
AL

Alabama

By renewal deadline

Prelicense
No state prelicense hours
Exam
University of AL
CE
24 hrs, 3 ethics
AK

Alaska

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
AZ

Arizona

4-year license term

Prelicense
No state prelicense hours
Exam
PSI
CE
48 hrs, 6 ethics
AR

Arkansas

2-year renewal cycle

Prelicense
20/5 hrs
Exam
PSI
CE
24 hrs, 3 ethics
CA

California

2-year renewal cycle

Prelicense
20/40 hrs + code/ethics
Exam
PSI
CE
3 CE hrs
CO

Colorado

Continuation cycle

Prelicense
50 hrs per line
Exam
Pearson VUE
CE
24 hrs, 3 ethics
CT

Connecticut

By renewal deadline

Prelicense
20/40 hrs
Exam
Pearson VUE
CE
3 CE hrs
DE

Delaware

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
3 CE hrs
FL

Florida

2-year renewal cycle

Prelicense
30/40/60/200 hrs
Exam
Pearson VUE
CE
20 hrs, 4 ethics
GA

Georgia

2-year renewal cycle

Prelicense
20/40/8 hrs
Exam
Pearson VUE
CE
20 hrs, 24 ethics
HI

Hawaii

Renewal period

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs
ID

Idaho

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
IL

Illinois

2-year renewal cycle

Prelicense
20/40 hrs
Exam
Pearson VUE
CE
24 hrs, 3 ethics
IN

Indiana

2-year renewal cycle

Prelicense
20/40 hrs
Exam
Pearson VUE
CE
24 hrs, 3 ethics
IA

Iowa

By renewal deadline

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
36 hrs, 3 ethics
KS

Kansas

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
18 hrs, 3 ethics
KY

Kentucky

2-year renewal cycle

Prelicense
20 hrs
Exam
State
CE
24 hrs, 3 ethics
LA

Louisiana

Renewal cycle

Prelicense
No state prelicense hours
Exam
PSI
CE
24 hrs, 3 ethics
ME

Maine

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
MD

Maryland

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Prometric
CE
24 hrs, 3 ethics
MA

Massachusetts

By renewal deadline

Prelicense
No state prelicense hours
Exam
Prometric
CE
60 hrs, 3 ethics
MI

Michigan

2-year renewal cycle

Prelicense
20/40 hrs
Exam
PSI
CE
24 hrs, 3 ethics
MS

Mississippi

By renewal deadline

Prelicense
Life-only no hours; 20/40 other
Exam
Pearson VUE
CE
12 hrs, 3 ethics
MO

Missouri

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
16 hrs, 3 ethics
MT

Montana

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
NE

Nebraska

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
PSI
CE
21 CE hrs
NV

Nevada

By renewal deadline

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
30 CE hrs
NH

New Hampshire

By renewal deadline

Prelicense
No state prelicense hours
Exam
PSI
CE
24 CE hrs
NJ

New Jersey

2-year renewal cycle

Prelicense
20/40 hrs
Exam
PSI
CE
24 hrs, 3 ethics
NM

New Mexico

By renewal deadline

Prelicense
No state prelicense hours
Exam
PSI
CE
24 CE hrs
NY

New York

By renewal deadline

Prelicense
20/40/90 hrs
Exam
PSI
CE
15 hrs, 1 ethics
NC

North Carolina

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
North Carolina resident producers and adjusters generally plan around…
ND

North Dakota

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
PSI
CE
3 CE hrs
OH

Ohio

2-year renewal cycle

Prelicense
20 hrs
Exam
PSI
CE
Ohio resident agents holding Property, Casualty, Personal Lines…
OK

Oklahoma

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
PSI
CE
24 CE hrs
OR

Oregon

2-year renewal cycle

Prelicense
20/40 hrs
Exam
PSI
CE
24 hrs, 3 ethics
PA

Pennsylvania

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
PSI
CE
24 hrs, 142 ethics
RI

Rhode Island

By renewal deadline

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 21 ethics
SC

South Carolina

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
SD

South Dakota

2-year renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
10 CE hrs
TN

Tennessee

Biennial renewal cycle

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
TX

Texas

2-year license period

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
24 hrs, 3 ethics
UT

Utah

Renewal cycle

Prelicense
No state prelicense hours
Exam
Prometric
CE
24 hrs, 3 ethics
VT

Vermont

By renewal deadline

Prelicense
No state prelicense hours
Exam
Prometric
CE
Vermont insurance continuing education rules should be verified before…
VA

Virginia

Biennial renewal cycle

Prelicense
No state prelicense hours
Exam
Prometric
CE
16/24 hrs, 3 ethics
WA

Washington

By license expiration

Prelicense
No state prelicense hours
Exam
PSI
CE
24 hrs, 3 ethics
WV

West Virginia

Biennial renewal cycle

Prelicense
20/40 hrs
Exam
Pearson VUE
CE
16/24 hrs, 3 ethics
WI

Wisconsin

Biennial license period

Prelicense
20 hrs incl WI law/ethics
Exam
PSI
CE
24 hrs, 3 ethics
WY

Wyoming

By renewal deadline

Prelicense
No state prelicense hours
Exam
Pearson VUE
CE
Wyoming insurance continuing education rules should be verified before…

Use these cards as a quick planning view. State insurance departments, exam vendors, NIPR, Sircon, SBS, and provider reporting systems can change workflows, so verify the full guide and official source links before scheduling an exam, buying CE, or filing a renewal.